The difference between grants and student loans

: 1, with different standards: one person can get a grant of 3,000 yuan a year, and the student loan will issue different amounts of funds according to different situations, up to12000;

2. Different application conditions: grants mainly examine students' learning situation, moral conduct and ideological morality, while student loans mainly examine students' family situation and the authenticity of submitted materials;

3. Different distribution methods: grants are distributed in batches and time periods, and student loans are distributed in one lump sum;

4. Different in nature: Scholarships are economic rewards given to students by the state and the government, and students do not need to repay them. Student loan means that students apply for loans from financial institutions through various channels. After a certain period of time, students should repay the principal and interest on time as agreed in the contract.

Information about student loans

There are many ways to apply for and repay student loans, and students can choose according to their actual situation. However, it is worth noting that students need to determine the follow-up repayment plan from the bank when applying for student loans. Different repayment methods have different repayment processes, so students must see the relevant matters clearly so as not to affect the normal life order.

Second, the difference between state grants and tuition fee remission.

The nature is different, that is, you can get a scholarship without tuition. Scholarships must be submitted and distributed every semester. In Grade 07, each class in our department takes turns, with eight places per semester, one person 1500 yuan. (It used to be 1000 yuan per semester. ) is issued by the state to college students free of charge. In principle, it is for students from poor families, but we all share it equally. There is no conflict between state grants and tuition refund. In addition to subsidizing tuition fees for needy students in the hardest hit areas, the state also gives additional state grants to those who have not received state grants. May, June and July will be returned to 200 yuan every month, and the remaining 1.400 yuan will be returned half of each semester, and each will be returned to 700 yuan. And students can get it directly.

3. What is the nature of the grant?

Scholarships are mainly distributed according to family income. The so-called subsidy is to help with property. Student financial aid refers to the use of property by all sectors of society to help students. It is manifested as a kind of economic support, that is to say, what the sponsors provide is some kind of money and something that can be measured by money, which is an economic support, not a moral help. Therefore, any form of funding requires the sponsors to invest a lot of money for free, and any form of funding includes economic subsidies paid by the sponsors. Funding only subsidizes students' tuition, miscellaneous fees, living expenses or part of them, that is, funding is generally mainly used for the necessary expenses during students' study, and it is not allowed to be used for other purposes. But funding is not an ordinary social charity activity. It faces a specific object. Under the premise of certain screening, the donee must pass the screening and have certain qualifications, and this screening is often not one-off.

The main sources are: government funds, investment from industrial and commercial enterprises, donations from religious and charitable organizations, personal donations, and funding from international or multilateral institutions.

4. What is the nature of poverty allowance?

Actually, it depends on all the operations in the college There is no specific grade. You can take as much as the school says. Maybe you are poorer than others. Maybe because he has a good relationship with the counselor in the college, he may win the first prize, but you may still win the second prize.