Legal analysis: temporarily freeze bank loans during criminal imprisonment, or entrust their relatives to help repay them. To apply for a bank loan, you must first submit a written loan application to the bank and submit relevant materials; Then sign a loan contract, a guarantee contract and an entrusted deduction agreement. After opening an account, the loan bank agrees to lend money and withdraw money, and the borrower repays the loan principal and interest according to the repayment plan and the list of collateral and pledge agreed by the authorized disposition.

Legal basis: Article 25 of the General Principles of Loans. If the borrower needs a loan, he should apply directly to the host bank or the agent bank of other banks. The borrower shall fill in the loan application, including the loan amount, loan purpose, repayment ability and repayment method, and provide the following information: 1. Basic information of the borrower and guarantor; Two, the financial report of the previous year approved by the financial department or accounting firm, and the previous financial report before applying for a loan; Three, the original unreasonable occupation of loans to correct the situation; 4. List of collateral and pledge, as well as the certificate that the person who has the right to dispose of the collateral and pledge agrees to guarantee, and the relevant documents that the guarantor agrees to guarantee intention; V. Project proposal and feasibility report; Other relevant information deemed necessary by the lender.