Standard requirements of banks for borrowers:
1, with China resident identity card or household registration certificate, at least 18 years old.
Those who are not at large in prison have no bad hobbies.
3. Good credit, certain economic strength and ability to repay the principal and interest.
4. The borrower must be a natural person with full capacity for civil conduct and must ensure that the loan is used for legitimate business.
5. Have a stable occupation and income, high integrity, clear property rights, no malicious default on bank loans, and no triangular debts.