2 proof of the borrower's economic income or repayment ability;
3 proof of the borrower's application for loan purposes, including legal house purchase (construction, overhaul) contracts, agreements or (and) other approval documents;
4. List of rights of the collateral or pledge, proof of ownership, certificate of approval of the collateral or pledge issued by the person who has the right to dispose of it, and collateral assessment report issued by the assessment agency approved by the borrower;
5. A written certificate of the guarantor's consent as a guarantee and a credit certificate of the guarantor;
6, the borrower used to buy (construction, overhaul) residential self-financing related documents;
7. Other documents and materials stipulated by the residential loan bank;
8. Other materials required for different loan purposes.
Legal basis: Civil Code of People's Republic of China (PRC).
Article 1076 If a husband and wife divorce voluntarily, they shall sign a written divorce agreement and apply for divorce registration in person at the marriage registration office.
The divorce agreement shall specify the expression of the will of both parties to divorce voluntarily and the consensus on matters such as child support, property and debt disposal.
Article 1079 If one of the spouses requests a divorce, the relevant organization may mediate or directly file a divorce lawsuit with the people's court.
When trying divorce cases, the people's court shall conduct mediation; If the relationship has indeed broken down and mediation is ineffective, divorce should be granted.
In any of the following circumstances, if mediation fails, divorce shall be granted:
(a) bigamy or cohabitation with others;
(2) committing domestic violence or abusing or abandoning family members;
(three) gambling, drug abuse and other bad habits;
(four) separated for two years due to emotional discord;
(5) Other circumstances that lead to the breakdown of the marriage relationship.
If one party is declared missing and the other party files a divorce lawsuit, the divorce shall be granted.
After the people's court ruled that divorce is not allowed, if the two parties have separated for one year and one party files a divorce lawsuit again, divorce shall be granted.