When applying for a bank loan, the guarantee certification materials in the form of mortgage guarantee include:

1. Proof of ownership of collateral shall be provided. If the house used as mortgage should provide the real estate license, the auction house should provide the purchase contract; Vehicles used as collateral shall provide motor vehicle registration certificate; The ship used as collateral shall provide the ship ownership certificate, ship inspection certificate and ship operation certificate; Machinery and equipment, raw materials, semi-finished products, products, etc. If it is used as collateral, it shall provide proof of ownership and relevant information on storage conditions.

2. Pledged property * * * A letter of commitment that someone agrees to mortgage. Some banks have to accept this material. When receiving it, the bank provides samples, and the nature of the collateral is signed and confirmed in this letter of commitment.

3. For the mortgaged property that has been leased, the bank generally requires the lessee to issue a written commitment to give up the preemptive right, which is convenient for the borrower to dispose of the mortgaged property after default. ?

When applying for a bank loan, the materials used to prove the pledge include:

Proof of pledged property and rights shall be provided. Pledge with certificates of deposit in local and foreign currencies, vouchers or book-entry treasury bonds, wealth management products, life insurance policies, physical gold, book-entry gold purchased from banks, etc. , must provide the pledgor with the ownership of the pledge or the right to dispose of it according to law.

If the accounts receivable are pledged, relevant certificates or contracts for obtaining rights shall be provided; If the store lease right is pledged, a lease contract shall be provided. Where the inventory is pledged, relevant certification materials on the subject qualification, business reputation, advanced management equipment and technology of the pledged warehousing company shall be provided.

When applying for a bank loan, the guarantee certification materials in the form of guarantee include:

1. If a natural person provides a guarantee for the borrower, he must provide the guarantor's identification materials, proof of marital status, proof of occupation, proof of income, proof of residence, proof of assets, written documents agreeing to provide the guarantee, etc.

2. If the guarantee company provides guarantee for the borrower, the guarantee company shall issue a letter of guarantee (the guarantee company shall provide relevant information of the whole enterprise when granting credit as a whole).

3. If an enterprise other than the guarantee company provides guarantee for the borrower, it shall provide relevant information of the enterprise. Including business license, organization code certificate, tax registration certificate, legal representative's ID card and signature sample or seal, and legal representative's power of attorney.

Entrusted agent's ID card and signature sample or seal, articles of association, capital verification report, loan card number and password, audited financial statements in recent years (usually three years) and recent financial statements of that year, basic account account opening permit, resolutions of shareholders' meeting or board of directors issued according to the articles of association, etc.