There are two kinds of renaming of real estate license, adding name and reducing name.

First, increase the real estate license.

Adding a name to the real estate license is similar to transferring ownership. Giving one's share to others can be achieved in three ways: giving, selling or analyzing production.

1, gift

The process of giving gifts is generally like this. First go to the notary department to handle the notarization of house donation; Then go to the tax department to go through the tax formalities; Then go to the housing management department for gift registration with surveying and mapping procedures, real estate licenses and other materials.

2. Purchase and sale

The way to buy and sell is simple. For example, if you give part of the property rights to your non-immediate relatives-your sister, then you can take the way of buying and selling.

3. Production analysis

Husband and wife add their names to the real estate license, which is called "husband and wife analyze property". You need to go through the notarization procedure of production analysis first, which is similar to gift.

The cost of adding a real estate license varies according to the relationship between the real estate owners.

If you add your spouse's name after marriage, you only need to pay a certain handling fee for a house without a loan; If the house itself has a loan, it needs bank approval. As the owner of other rights, if the bank does not agree to add the name, the real estate license cannot be added. Because it involves the change of housing property rights, the housing loan contract actually needs to be re-signed, and many banks are reluctant to toss.

If you are not a direct relative or unmarried, this situation is regarded as the sale of second-hand houses, which may involve taxes, deed taxes, taxes and other expenses.

If the immediate family members add their names, it is also feasible to give gifts, but it is more appropriate to give gifts. Only a small amount of notarization fee, evaluation fee and deed tax need to be paid;

If it is between husband and wife, it is appropriate to analyze production, and there is no need to pay any tax, only a small registration fee and production cost.

To sum up, it is easy to add names between husband and wife by analyzing the mode of production, while non-lineal relatives of husband and wife can only use the way of buying and selling.

Second, the real estate license has decreased.

The demotion of the real estate license is equivalent to the transfer of your share. If it is between husband and wife, there is no need to pay taxes; If it is a non-husband and wife's immediate family, such as between parents, it is regarded as the sale of second-hand houses, which requires deed tax, and may also involve individual taxes and taxes according to the state of the house.

The name reduction of real estate license should also consider whether there is a loan in the house. If there is no loan, you can follow the above steps. If there is a loan, you need to get the consent of the bank.

Legal basis:

Article 61 of the Urban Real Estate Management Law shall apply to the real estate management department of the local people's government at or above the county level for registration of change of real estate, and apply to the land management department of the people's government at the same level for registration of change of land use right on the basis of the changed house ownership certificate.