The sale of second-hand houses should be supervised by funds;

In second-hand housing transactions, disputes often occur between buyers and sellers: the seller requires the buyer to pay the house price first, and then transfer the ownership; The buyer asked for the transfer first, and then paid the house price. Fund supervision just avoids this kind of dispute that "the public says that the public is right and the woman says that the woman is right".

1, the benefits of capital supervision to buyers

① Avoid the risk of house seizure.

Although house verification can avoid the risk of mortgage and seizure of houses to a certain extent, it is difficult to find out whether the seller has other debts, such as private loans, which have not been filed with the Housing Construction Committee and the bank. Once the seller does not pay, the house is at risk of being sealed up. If the down payment is paid directly to the seller, there is no fund supervision, the seller is insolvent, and the buyer's money and house are gone.

(2) prevent the problem of selling funds for one room and two houses.

According to the regulations, in the case of one room and two sales, who will generally transfer the house? The seller will resell the house to others without your knowledge. If the payment is made directly to the seller, the buyer needs to recover the money through litigation. If the transfer is not under the supervision of funds, the money will still be in the supervision account and will be returned directly to the buyer after the contract is terminated.

2. Benefits of fund supervision to the seller

In the second-hand housing transaction, some buyers will ask for transfer before payment. If the seller agrees to such a request, the ownership of the house will be transferred to the buyer first, and the buyer will not pay the remaining house price, and the seller will lose both the money and the house.

If the funds are supervised, the seller can see that the buyer will transfer the house payment to the supervision account, and the seller can transfer the house with greater confidence. Because doing so can also ensure that the buyer has enough funds to pay the house payment, avoid the risk that the buyer will interrupt the transaction due to insufficient funds, and also avoid the situation that the buyer defaults on the final payment.

Note: it is best to supervise the funds when buying second-hand houses. Fund supervision is beneficial to both buyers and sellers of second-hand houses. It is provided by an independent third party (fund supervision institution/bank) to protect the interests of both parties, avoid disputes over the sale of second-hand houses and reduce the transaction risk of second-hand houses.