Transitional transfer within a loan means that money is transferred to account A first and then to account B. Generally, it is a corporate loan. This is a kind of business of the bank. It collects funds from transitional households without interest, which is collected by the bank and controlled by the unit itself. The bank only uses intermittent deposits. Bank transfer transitional account is a special accounting subject for financial enterprises such as banks.
Payment refers to the commercial activities in which the lender provides monetary funds to the borrower, and the borrower repays the principal and interest at the agreed interest rate and time limit. In the legal relationship of loan contract, the borrower is the borrower and the lender is the lender.