1. Confirm that the call comes from China Everbright Bank: Telephone fraud mostly appears as bank customer service, so when answering the phone, you should confirm that the call comes from China Everbright Bank by checking the caller ID, asking the customer service name and job number.

2. If you decide to apply for a loan at the speed of light, you can call the relevant loan details, such as loan term, interest rate and repayment method. To ensure that you fully understand the terms of the loan product.