Today's high housing prices make many people just need to be afraid. Nowadays, many people have the need to choose a house, but they are unable to choose a house in full, so people choose a house with a personal mortgage. Because the loan policies in different provinces are different, it is necessary to understand the local real estate policies, because only in this way can the funds on hand be arranged reasonably and used correctly. If you are going to choose a house in Anxi, how much is the down payment for a 600,000 house? How much is the mortgage? Let me show you the relevant information below!
For the purchase of the first suite, the down payment ratio of commercial loans shall not be less than 30% of the total house price, that is, 600,000 * 30% = 420,000 yuan, and the loan period shall be 30 years; Provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.
If it is a second suite, it shall not be less than 50% of the appraised house price, that is, if the total house price is 600,000, the down payment needs 600,000 * 50% = 300,000; If the provident fund loans the second suite, the loan amount is 600,000.
With regard to the down payment and mortgage for choosing a house in Anxi, if you are going to buy a house of 600,000 yuan in Anxi, you should be prepared with sufficient funds. The down payment is also a big expense, and the monthly mortgage should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of Anxi housing loan I provided for you. I hope it will help you!