Apply for a policy loan of China Life Insurance, which will be received immediately after approval. The salesman will tell you to arrive in two hours, but under normal circumstances, it will arrive soon. It will arrive no later than the same day.

There are many such policy loans, similar to credit loans, but policy loans are based on insurance policies. However, this is not a mortgage, because the insurance company's policy cannot be mortgaged. Even if you go to loans overdue in the future, your policy will not be invalid because you are overdue, and your policy rights will not be affected. So you can understand the policy loan as a credit loan.

Now that the nature of the policy loan is finished, let's talk about its lending speed. Now many loans can be received in real time as long as they are approved.