The lack of comprehensive score of ABC's credit card usually means that the applicant has a lack of credit record in many aspects, which may include negative events such as failure to repay the loan on time, multiple applications for loans or credit cards in the past. This score is an important indicator used by banks to evaluate the applicant's credit risk. If the score is not enough, the applicant's credit card application may be rejected, or the credit line obtained by the application will be limited.

If your loan application is rejected, it is recommended to check your credit status through "Sixi Data" first. Sixi Data is a third-party organization authorized by the People's Bank of China, providing personal credit report inquiry service. By querying your credit report, you can know your credit record, find possible problems and improve your credit score. If your credit is not good, it is suggested to wait for a period of time, and then try to apply for a loan after the credit risk score is lowered and the stain is eliminated, so the chances of passing will be higher.

At the same time, applicants are advised to know more about the credit card policies of the banks they apply for, such as application qualifications, quotas and repayment methods. And optimize your credit record as much as possible to avoid many negative events.