Civil servant housing provident fund renovation loan interest 2%.

People who have renovation needs and are paying the provident fund can apply for a provident fund renovation loan, and the interest rate is implemented according to the benchmark interest rate stipulated by the central bank. The loan term is within 5 years (inclusive) and the interest rate is 2.75%; The loan term is more than 5 years and the interest rate is 3.25%.

Housing accumulation fund refers to the long-term residence paid by state organs and institutions, single-town collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprises and their employees.

2. The civil servant loan is 654.38 million yuan. How much interest will be paid off in five years?

Interest?

Only then did I know that civil servant loans also have interest! I consulted a friend who works in a bank. Civil servants generally give preferential benefits because of their stable jobs and good welfare benefits. For example, major banks stipulate that civil servant loans of less than 500,000 yuan can be given a discount of about 30% on the market loan interest rate according to the time limit. At present, the average interest rate of market loans is around 6: 00, and the interest rate of civil servants loans is around 3: 00 to 4: 00.

Three, the civil service provident fund loan interest rate

The current provident fund loan interest rate is 3.25% for five years and above, and 2.75% for five years and below.