10 year 10 8, Shanghai introduced a new policy to regulate the property market, and strictly implemented restrictions on purchases and loans.
On March 25th, Shanghai issued the "Shanghai Nine Articles". For the household registration in this city: singles are limited to one suite, and families are limited to two suites. 30% down payment for the first suite, 50% down payment for the second suite ordinary residence and 70% down payment for the non-ordinary residence. For non-local household registration: singles can't buy a house, families are limited to one suite, and they have paid social security or individual taxes in Shanghai for 60 months or more in the past 63 months, and the first suite is down payment of 30%.
65438 10/8, Shanghai issued the New Deal, proposing to further strengthen market supervision and strictly implement real estate market regulation policies such as purchase restriction and loan restriction on the basis of continuing to strictly implement the "Shanghai Nine Articles".
10 On June 8, Nanchang issued a new property market policy and implemented sub-regional purchase restrictions.
Restricted purchase areas: donghu district, Xihu District, qingyunpu district, Qingshan Lake District, Nanchang Economic and Technological Development Zone, Nanchang High-tech Development Zone, Honggutan New District and other areas;
In the restricted purchase area, the following families are suspended from selling houses: registered residents in this city who already own 1 set or above houses; Non-local residents who already own 1 house or more;
Credit policy: the down payment ratio of the first suite is 30%; If there is no room but there is a loan record, or if there is a suite without a loan or the loan has been settled, apply for a commercial loan to buy a second suite again, and the minimum down payment ratio is 40%; If you have a suite and the loan is not settled, apply for a commercial loan to buy a second suite again, and the minimum down payment ratio is 50%. Suspension of commercial loans to registered residents in this city who own two or more houses and non-registered residents who own 1 house and above.
654381October 8, Wuhan property market was upgraded.
On June 3rd, 65438/kloc-0, the purchase restriction policy was implemented in some areas of Wuhan. Restricted purchase areas: Jiang 'an, Qiaokou, Hanyang, Wuchang, Qingshan, Hongshan District, Wuhan East Lake New Technology Development Zone, Wuhan Economic and Technological Development Zone (excluding Hannan) and East Lake Eco-tourism Scenic Area; The minimum down payment for the first suite, the minimum down payment for the second suite and the minimum down payment for the third suite are 25% and 50% respectively.
10810, the policy is upgraded again! When residents buy the first suite, the down payment ratio of commercial loans will increase from 25% to 30%; The down payment ratio of the second suite is at least 50%. The third suite of local household registration stopped lending, and the second suite of foreign household registration stopped lending.
On October 7th, 65438/kloc-0, Foshan issued a notice to implement the purchase restriction, and the purchase restriction policy was implemented on October 8th16.
Restricted purchase areas: the whole of Chancheng District, Guicheng Street in Nanhai District, dali town, Feishui, Daliang Street in Shunde District, Chencun Town, Beijiao Town and Lecong Town;
Suspend the sale of houses to the following families in the restricted purchase area: families with 2 or more houses in this city and non-registered families in this city; Non-local registered families who own 1 apartment and cannot provide personal income tax payment certificate or social insurance payment certificate for more than 1 year.
10 On June 6th, Fuzhou started the policy of restricting purchases and loans.
The following families within the five districts of this city are suspended from selling 144 square meters or less of commercial housing: families with two or more sets of commercial housing in the five districts of this city; Non-registered households in five districts of this city with 1 set or more commercial housing; Non-registered households in five districts of this city who cannot provide personal income tax or social security certificates of 1 year or above.
Credit policy: the down payment ratio of the city 1 suite is not less than 30%, and the down payment ratio of the second suite is not less than 40%; The down payment for the first suite of household registration in the five districts of this city shall not be less than 40%.
654381On the afternoon of October 6, Huizhou property market regulation measures were officially introduced.
This provision does not mention measures such as restricting purchases and loans, but stipulates that when pre-selling commercial housing, a pre-sale permit for commercial housing must be obtained.
10 On June 6, Dongguan issued a purchase restriction policy to restrict three types of families.
20 16 10 7. Suspension of housing sales for the following families within the administrative area of this Municipality: registered residents of this Municipality who own two or more houses; Non-local resident families who own 1 apartment and cannot provide personal income tax or social security certificate for more than 1 year; And non-local households with 2 or more houses;
Credit policy: the minimum down payment ratio for applying for commercial personal housing loans is not less than 30%, and the minimum down payment ratio for 2 suites is not less than 40%.
10 In the early morning of June 6, Zhuhai Municipal Government issued a document announcing the resumption of purchase restriction and implementing purchase restriction for three types of families.
Within the scope of the city, the sale of commercial housing of 144 square meters or less to the following families will be suspended: families with 3 or more registered households in this city; 1 non-local registered households with more than one set; Non-resident families who cannot provide personal income tax or social security certificate for more than 1 year.
Credit policy: the minimum down payment ratio for the first suite is not less than 30%, and that for the second suite is not less than 40%. Suspension of commercial personal housing loans to residents with two or more suites.
(The above answers were published on 2016-10-18. Please refer to the actual situation for the current purchase policy. )
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