Mobile banking can operate time deposits. Mobile banking can deposit time deposits. Except withdrawal, almost all banking services can be completed online, such as transfer, remittance, currency exchange, time deposit, loan, tax declaration, investment in stocks, funds and various derivative financial products. Mobile banking means that banks use smart phones as carriers, enabling users to handle banking business on mobile terminals to meet users' more diversified fund management needs.
Operating environment: iPhone 12
VersionNo.: China Industrial and Commercial Bank 6.10.0.8.0
1. Open the ICBC APP and enter the home page. Click deposit.
2. Enter the deposit page and click the time deposit.
3, according to personal needs, choose the type of time deposit, I choose fixed one year.
4. Enter the deposit time deposit page and enter the deposit amount.
5. Then click Next.
6. After confirming the deposit information, click OK.
It will work!
From the bank's point of view, time deposits in mobile banking are not risky, just like time deposits in outlets. However, if it is not cancelled in time after the operation, it will be dangerous for others to enter the system.
Security measures for time deposits
1. Keep the account opening information confidential, and the signed things must be destroyed in person or in person.
2. Enterprises should try to open an account within the time stipulated by the bank, and don't leave important information in the bank to save time.
3. The signature card after opening an account must be taken away for safekeeping after being stamped with the seal of the bank check.
4. Depositors should not be too superstitious about high interest rates and hand over the money directly to the bank staff.
5. Bank passbook, bank card, ID card and password should be kept separately.
6. When opening an online bank, you must keep it well and never leave your sight. If you lose it, you must report it in time.
7. If there is a problem, you must report it as soon as possible. If the coordination fails in a short time, please ask a good lawyer to deal with it decisively.
2. What is the operation method of online application using personal mobile banking of BOC?
Online application for personal mobile banking of BOC: Please log in to the personal mobile banking client of BOC and operate in the online mortgage function. The above contents are for your reference. Please refer to the actual business regulations.
3. What information does China Bank need to handle personal time deposits?
(1) The borrower shall provide the following information when applying for personal time deposit through the China Bank Agency:
Application approval form;
2. The borrower and the pledgor's valid household registration book or other valid residence identity documents), and provide a copy;
3. Original unexpired time deposit certificate issued by China Bank;
4, the pledgor agreed to pledge written documents
5. Proof of loan use;
6. Lender's requirements.
(2) For the business handled through online banking, the loan is automatically reviewed by the system, and the relevant funds are completed through factors such as loan, password and identity authentication tool.
Due to the differences in business in individual regions, please consult the acceptance outlets or transfer to manual service for details.
The above contents are for your reference. Please refer to the latest business changes announced by China Bank official website.
If in doubt, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business.