Xiaoyu employee loan: apply for a loan within working days, and once it is approved, it will arrive on the same day. Applicants are required to have used their real-name mobile phone number for more than 3 months, and have paid wages by punching in or paid provident fund for more than 6 months. The maximum application amount is not more than 30,000 yuan, and the loan period is 1-6 months.
Magpie fast loan: Magpie fast loan currently has manual telephone callback. Pay attention to returning calls after application. At present, the maximum application amount provided by Kouzi to users is about 654.38 million yuan, and the longest loan period is 36 periods. Applicants are required to submit personal information such as ID card, mobile phone operator, bank card and provident fund. After the approval, the goods usually arrive in about 2-3 days.
Sunshine wallet: the applicant must be at least 20 years old, have a mortgage, five insurances, a fund or a credit card. Generally, the application amount is between 50 million and 500 thousand, and the loan period is 3- 12.
Easy wallet loan: people aged 22-50, who have used their real-name mobile phone number for more than half a year and scored no less than 600 points, can apply for provident fund. The application amount ranges from 2,000 yuan to 200,000 yuan, and the service period is 3- 12 months. After submitting the application, pay attention to returning the phone.
You can check your credit status, check whether there is any risk in your mobile phone number and ID card, and there are detailed data in online loan records, overdue details and blacklists. If big data also shows that there are too many query records, it may affect bank loans. If not, it should have no effect to stop applying for a few months in the near future. Generally speaking, if the central bank makes credit inquiries four times a month, five times in more than two months, eight times in three months and six months 12 times, it is easy to refuse the loan. Online loan big data shows that 10 times a month and 3 times a week. Online loans are easily rejected. And judging from the current relevant policies, provident fund loans can really save you a lot of interest. The application threshold for provident fund loans will be much higher than that for commercial loans, and not every user who has paid the provident fund can cope. The requirements for provident fund loans in each region are different. In some areas, the loan amount is determined according to the user's account balance.