360 IOUs are the choice of many people when they borrow money, while 360 IOUs mainly have two repayment methods, one is installment repayment, and the other is borrowing and returning.

Then, how many periods can 360 IOUs be divided into?

According to official data, 360 IOUs can be divided into 12 at most, mainly divided into 3 periods, 6 periods and 12 periods.

After installment, the system will automatically deduct the payment from the default bank card on the repayment date.

And you can also choose to repay in advance after installment.

There is no handling fee for prepayment, and because the interest is calculated on a daily basis, it will be calculated until the day you prepay.

As for the installment rate of 360 IOUs, it is mainly evaluated through the systematic review of borrowers.

And because different people have different qualifications, their respective rates will be different.

Officially, it's 1 0,000 yuan, and it costs 27 cents a day to borrow 12 months.

In other words, the monthly rate of 12 is about 0.8 1%, but the specific rate is subject to the approval result.

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Extended data:

360 IOUs. How much can ordinary people borrow?

Between 5 million and 200 thousand.

The loan amount of 1 and 360 ranges from 5 million to 200,000, and differentiated credit is given according to the comprehensive credit conditions of borrowers. The higher the borrower's comprehensive score, the higher the credit line. As long as the average person has good comprehensive qualifications, the loan line will probably not be less than 1 10,000 yuan.

2. After obtaining a credit line of 360 IOUs, the borrower can borrow for many times, but the minimum amount of each loan cannot be lower than that of 500 yuan, and the maximum amount of a single loan will be evaluated by the system.

Note that every time you borrow money, you need to wait until the last loan is successful before you can continue.

If the available line is fully borrowed, one of the loans needs to be paid off before the loan line can be restored.