Loan application amount: up to 6,543,800 yuan. Personal unsecured loan: loan application conditions. The loan can be released within 3 working days at the earliest. Have a stable occupation, with an after-tax income of more than 3,000 yuan; 5. Work in the current unit for 6 months: 1.22-60 years old; 2. Have China nationality (excluding Hong Kong, Macao and Taiwan residents); 4; 3。 Loan processing period: During this business period, if you need to apply for an unsecured loan in a bank, the interest will fluctuate around 6%. Different occupations, different identities, different wages and different unsecured loan lines. We all know that unsecured loans have no collateral as repayment guarantee, so the loan amount is not as large as mortgage loans. At present, the loan amount of personal unsecured loans is usually about 10 times of personal monthly income. The high amount of unsecured loans is 10 million yuan, but the specific situation needs to be closely related to the local urban economic development level and personal qualifications. Personal unsecured loans are generally handled by banks, and a few are handled by formal loan companies. The loan amount that different lending institutions can apply for is often different.
Legal basis: Article 17 of the General Principles of Loans stipulates that a borrower applying for a loan should meet the following basic conditions: marketable products, profitable production and operation, no misappropriation and diversion of credit funds, and abiding by credit, and should meet the following requirements: the borrower has the ability to repay the principal and interest on schedule, and the original loan interest payable and the due loan have been paid off; If there is no repayment, a repayment plan approved by the lender has been made;