1, loan to buy a car Whether looking for a bank loan or a small loan company, the car is mortgaged to the lending institution, and the loan applicant has no car property rights. Therefore, it is impossible for the owner to handle the transfer before paying off the car loan, and it is impossible to sell his car.
2. The borrower must cancel the mortgage registration to sell the car normally. The borrower can pay off the loan owed first, and then go through the formalities of canceling the car mortgage, so that he can transfer the ownership and sell the car.
3. Car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers.
4. The interest rate of automobile consumption loan refers to the ratio between the loan amount and the principal paid by the bank to consumers, that is, borrowers, for purchasing self-use cars (non-profit family cars or commercial cars with less than 7 seats). The higher the interest rate, the greater the repayment amount of consumers.
1. Original application form for motor vehicle registration, transfer, cancellation of registration/transfer;
2. The original and photocopy of the identity certificate of the current motor vehicle owner;
3. The original or original and photocopy of the certificate and voucher of motor vehicle ownership transfer. Among them, the second-hand car sales invoice, notice of assistance in execution and transfer certificate issued by state organs, enterprises, institutions and social organizations shall be original;
4. The original certificate of deregistration of vehicles under customs supervision in People's Republic of China (PRC) or the certificate of customs approval for transfer (motor vehicles under customs supervision);
5. Original driver's license;
6, the original motor vehicle inspection record (affixed with motor vehicle standard photos and frame number rubbing).
7. Original motor vehicle registration certificate;
8. Motor vehicle 1 standard photo;
9. Power of attorney and identity certificate of the agent (motor vehicle registration and related business applied by the agent).