If the credit card bill after installment is successful, it will be repaid in full and on time. Otherwise, interest will be charged. If it is overdue for many times, the credit period will be terminated and the overdue fee will be charged. Excessive repayment will not automatically repay the principal that is not due in installments.

Agricultural e-loan is a loan launched by rural credit cooperatives, which means that banks collect customer information, establish credit files, and use data analysis, Internet rating, pre-credit and other means to issue loans to qualified customers.