Other loans in xiaoyi online loan big data are loans other than housing loans, which are collectively referred to as other types of loans. Other loans include credit loans, vehicle loans and commercial loans. After applying for a loan, the lending institution will check the credit information, focusing on the credit record. Credit records contain a lot of information such as credit accounts, credit card usage and loan usage. And you can know whether there is overdue behavior, as well as the number of overdue accounts and the number of overdue days through the credit record.