Lender (Mortgagee):

Mortgagor:

Special note: Before signing this contract, the mortgagor must carefully read all the terms of this contract, especially pay attention to the bold part. In case of doubt or uncertainty, please consult the lender and professionals in time. Once this contract is signed, it shall be deemed that all parties understand and agree to all the terms of this contract.

In order to ensure that the Borrower can effectively perform its obligations under all loan contracts (hereinafter referred to as the main contract) signed with the Lender within the period and amount specified in Article 2 of this Contract, the Mortgagor voluntarily provides mortgage guarantee to the Lender. In order to clarify the rights and obligations of both parties, this contract is concluded by both parties through equal consultation in accordance with the Contract Law, Guarantee Law and other relevant laws and regulations.

The first explanation

1. 1 The titles of the terms of this contract are for convenience only and do not limit or affect the content and interpretation of the terms of this contract.

1.2 change: including modification, supplement, substitution and update.

1.3 Any party to this contract, including its successors and assigns.

Article 2 Types and amounts of secured creditor's rights

The creditor's rights guaranteed in this contract are all loans with the maximum balance of RMB (in words: RMB) issued by the lender to the borrower from. (In case of any discrepancy, the words shall prevail. )

Article 3 Scope of Guarantee

The scope of mortgage guarantee includes: principal, interest, default interest, compound interest, liquidated damages, compensation, the expenses for the lender to realize the creditor's rights and all other expenses that the borrower should pay.

Article 4 Collateral

4. 1 See the list of collateral for details. As an annex to this contract, the list of collateral has the same legal effect as this contract.

4.2 The effectiveness of the lender's mortgage includes the fruits, attachments, rights, attachments and attachments of the collateral, as well as the insurance premium, compensation, compensation or other forms of substitutes arising from the damage, loss or requisition of the collateral.

4.3 The agreement on the value of collateral in the List of Collaterals does not serve as the basis for the lender to evaluate the collateral, and does not constitute any restriction on the lender's exercise of mortgage.

4.4 The mortgagor shall properly keep and use the mortgaged property, and shall not use the mortgaged property in an unreasonable way to reduce its value. Lenders have the right to check the use and management of collateral at any time.

4.5 If the collateral is damaged or may be damaged or lost, the mortgagor shall promptly notify the Lender, take immediate measures to prevent the loss from expanding, and timely submit the certificate of damage or loss issued by the relevant competent authority to the Lender.

4.6 If the mortgagor's behavior is enough to reduce the value of the collateral, he shall immediately stop his behavior; When the value of the collateral decreases, the mortgagor is obliged to restore the value of the collateral or provide a guarantee equivalent to the reduced value.

4.7 The Lender has the right to choose the following methods to deal with the compensation, compensation, insurance money obtained by the Mortgagor and the proceeds from the disposal of collateral:

A. Pay off or pay off the borrower's debts under the main contract in advance;

B, deposit into the account designated by the lender to ensure the performance of the debts under the main contract;

C, used to repair collateral, in order to restore the value of collateral;

D. other methods agreed by both parties.

If the mortgagor or the borrower provides a new guarantee that meets the requirements of the lender, the mortgagor is free to dispose of the above price.

Article 5 mortgage registration

5. 1 After the signing of this contract, the mortgagor and the lender shall handle the mortgage registration formalities in time according to law, and the mortgage registration certificate shall be kept by the lender until the loan is fully paid off. When the registered items of the mortgage change, the mortgagor and the lender shall go through the registration formalities for the change in time according to law.

5.2 After the Borrower's obligations under the Master Contract are fulfilled, the Lender shall actively assist the Mortgagor to handle the cancellation of registration.

Article 6 Insurance

6. 1 If required by the lender, the mortgagor shall handle relevant insurance for the collateral. The expiration date of the insurance period shall not be earlier than one year from the expiration date agreed in Article 2, and the insured amount shall not be lower than the maximum balance agreed in Article 2, and the insurance expenses shall be borne by the insured.

6.2 The insurance policy shall indicate that the lender is the first beneficiary, and there shall be no clauses restricting the lender's rights and interests. It should be specially stipulated in the insurance policy that in the event of an insured accident, the insurer shall directly transfer the insurance compensation to the account designated by the lender. Insurance compensation shall be handled in accordance with Article 4.7 of this Contract.

6.3 The mortgagor shall not suspend or cancel the insurance for any reason before all the creditor's rights within the scope of guarantee agreed in Article 3 of this contract are paid off; If the insurance is interrupted or cancelled, the Lender has the right to handle the insurance formalities on its behalf, and the relevant expenses shall be borne by the Mortgagor.

Article 7 Disposal of Collateral

7. 1 In case of any of the following circumstances, the lender has the right to auction or sell the collateral, and the proceeds will be paid in priority, or it will be handled in other ways as agreed in Article 4.7, or it will negotiate with the mortgagor to discount the collateral to compensate the debts owed by the borrower:

A. The borrower fails to pay off the due loan (including being declared to be due in advance);

B the mortgagor fails to restore the value of the collateral in time or provide a guarantee equivalent to the reduced value when the circumstances mentioned in Article 4.6 occur;

C other circumstances under which the lender can dispose of the collateral according to law.

7.2 After all the debts of the borrower within the scope of mortgage guarantee are paid off, if the proceeds from the disposal of the collateral remain, the lender shall return the remaining part to the mortgagor in time.

7.3 When the Lender disposes of the collateral, the Mortgagor shall actively cooperate. If the mortgaged property is the house where the mortgagor and his dependents live, the mortgagor shall voluntarily vacate the house within six months after the people's court decides to auction, sell off or pay off debts. If the Lender agrees to provide temporary housing to the Mortgagor, the Mortgagor shall pay rent to the Lender; The rent that has been generated shall be deducted from the auction or sale price of the house in priority.

7.4 The expenses incurred by the lender in the process of disposing the collateral to realize the creditor's rights shall be deducted from the auction or sale price first.

Article 8 Mortgagor's Warranties and Statements

8. 1 Providing mortgage guarantee for the borrower is entirely voluntary, and all the expressions of intention under this contract are true;

8.2 There is no dispute about the ownership of the mortgaged property, and it enjoys the complete right to dispose of the mortgaged property; If the collateral is owned by * *, it has obtained a written commitment from * * to agree to mortgage;

8.3 The collateral does not have any form of guarantee;

8.4 If the collateral is not sealed up, detained or supervised, it can be mortgaged according to law without any restrictions;

8.5 There are no defects in the collateral, or a full and reasonable explanation has been given to the Lender for all defects;

8.6 If the collateral has been leased before the mortgage is established, guarantee to inform the lessee of the establishment of the mortgage and notify the lender of the lease in writing.

Article 9 The mortgagor promises that

9. 1 If the lender and the borrower agree to change the main contract, the mortgagor will continue to perform its guarantee responsibilities under this contract without the consent of the mortgagor, except for extending the loan term and increasing the loan amount;

9.2 We have fully understood the interest rate risk. If the loan under the main contract adopts floating interest rate, we are willing to bear the increased guarantee responsibility due to floating interest rate;

9.3 If the Lender suffers losses due to concealing the existence of ownership dispute, seizure, seizure, mortgage or lease of the collateral, the Lender shall be fully compensated;

9.4 If the mortgaged property is leased during the duration of the mortgage right, the lender shall be informed in time and the lessee shall be informed of the mortgage fact, and the lease term shall not exceed one year from the expiration of the term stipulated in Article 2; Where the mortgaged property is disposed of in other ways, the Lender shall be informed in advance, and the Buyer and other relevant personnel shall be informed of the mortgage facts, and the income thus obtained shall be treated as agreed in Article 4.7;

9.5 If there is or may be any dispute with a third party over the collateral that affects the rights and interests of the Lender under this Contract, it shall notify the Borrower and the Lender in writing within 10 days, and compensate the Lender for all losses caused thereby;

9.6 Bear all expenses arising from the conclusion and performance of this contract, including but not limited to litigation, lawyers, insurance, appraisal, evaluation, registration, transfer and other related expenses;

9.7 In case of any change of mailing address, mailing address and contact telephone number, the Lender shall be informed in writing within 10 days.

Article 10 Confidentiality

The Lender shall keep confidential the relevant non-public information provided by the Mortgagor for the conclusion and performance of this Contract according to relevant laws and regulations, except the following circumstances:

10. 1 The Lender has the right to provide information related to this contract and other relevant information to the basic database of personal credit information, the basic database of enterprise credit information and other legally established credit databases of the People's Bank of China according to the provisions of relevant laws, regulations or other normative documents or the requirements of financial regulators for the inquiry and use of institutions or individuals with corresponding qualifications. The Lender also has the right to inquire about the Mortgagor through the personal credit information basic database, enterprise credit information basic database and other legally established credit databases of the People's Bank of China.

10.2 when the mortgagor defaults under this contract, the lender has the right to disclose the default information according to the default situation, or provide relevant information to the collection agency for collection.

10.3 Other circumstances stipulated by laws, regulations or other normative documents.

Article 11 Independence

1 1. 1 The invalidity or revocation of some clauses under this contract shall not affect the validity of other clauses, which are still valid. The Mortgagor shall still undertake the guarantee liability as agreed in this Contract, or undertake the guarantee liability for the debts arising from the Borrower's return of property or compensation for losses.

1 1.2 This contract is independent of the main contract and will not be invalid because the main contract is invalid. If the main contract is invalid and the borrower is at fault, the mortgagor shall still bear the responsibilities as agreed in this contract; If the main contract is dissolved, the mortgagor shall still bear the guarantee liability for the civil liability that the borrower should bear.

Article 12 Modification and rescission of a contract

12. 1 Any change in this contract shall be made in writing by all parties through consultation. The change agreement constitutes a part of this contract and has the same legal effect as this contract.

12.2 the dissolution of this contract will not affect the validity of the relevant dispute settlement clauses in this contract.

Article 13 Settlement of disputes

Any dispute arising from the performance of this contract shall be settled by all parties through consultation. If negotiation fails, it shall be settled in the following ways:

13. 1 Submit the dispute to the arbitration commission for arbitration in accordance with the arbitration rules in effect at the time of submitting the arbitration application. The arbitral award is final and binding on both parties.

13.2 settle the case in the court where the lender is located.

13.3

Article 14 Others

14. 1 The lender's failure to exercise or partially exercise or delay the exercise of any right under this contract does not constitute a waiver or change of this right or any other right, nor does it affect its further exercise of this right or any other right.

14.2 this contract shall come into effect as of the date of signature (seal) by the lender and the mortgagor; If mortgage registration is required according to law, it will take effect from the date of completion of mortgage registration.

14.3 the original of this contract is in duplicate, each party holds one copy, which has the same legal effect.