Article 2 The term "national student loans" as mentioned in these Measures includes student source credit student loans and university national student loans. "Repayment assistance" refers to the relief measures taken by the Provincial Student Financial Assistance Management Center to compensate the principal and interest of the loan balance for eligible graduate borrowers.
Article 3 Graduates who apply for national student loans in Jiangsu Province may apply for repayment assistance if they cannot repay on time under any of the following circumstances during the repayment period.
(1) The borrower dies. Require a death certificate issued by the public security department and a certificate of cancellation of resident accounts.
(two) all the students who borrowed money lost their ability to work or were severely disabled. Anyone who loses the ability to work shall be identified by the labor appraisal committee at or above the county level or the people's hospital at or above the county level according to the first to fourth standards of the Appraisal Standard for the Degree of Injury and Occupational Disease Disability (GB/T 16 180-2006). Assessed as a first-class or second-class disability, must rely on the "People's Republic of China (PRC) Disabled Persons' Card".
(3) after a major natural disaster, it is indeed difficult for the borrowing students' families to recover and rebuild. Issued by the civil affairs department of the people's government at the county level in accordance with the provisions of Article 19, Article 20 and Article 21 of the Regulations on Natural Disaster Relief, it is still difficult to restore and rebuild the family after the rescue, and the casualties and property losses of family members shall be listed in detail.
(4) Family members of borrowing students suffer from serious diseases. Need to rely on local medical insurance reimbursement vouchers and medical records included in the scope of urban residents' medical insurance or new rural cooperative medical system.
(five) confirmed by the provincial student financial assistance management center in line with the repayment of other loan students.
Article 4 Repayment assistance is voluntarily applied by the borrower (or the same borrower), and the county-level student financial assistance management institution or university student financial assistance management center (hereinafter referred to as the "student financial assistance management institution") accepts the preliminary examination and is approved by the provincial student financial assistance management center.
Article 5 Application for repayment assistance. Graduate students with loans meet the conditions of repayment assistance, and I (or * * * the same borrower) fill in the Approval Form for Repayment Assistance of National Student Loans in Jiangsu Province (Annex 1), and submit an application for assistance to the county-level student financial assistance management institution (student-origin credit student loan) or the graduate university (national student loan on campus) with the original and photocopy of the resident ID card, national student loan contract and relevant certification materials. The applicant is responsible for the authenticity of the submitted materials. Those who use forged or invalid materials to apply for repayment assistance, once verified, will be punished by the relevant departments in accordance with the "Measures for Punishment of Dishonesty of Natural Persons in Jiangsu Province (Trial)".
Article 6 Accept repayment assistance. The student financial assistance management institution accepts the application for repayment assistance all the year round, and may not refuse to accept it without justifiable reasons. For borrowers who meet the conditions of assistance found in the work, the student financial assistance management institution should take the initiative to assist them in applying for repayment assistance. If the materials provided by the applicant do not meet the requirements, the student financial assistance management institution shall inform all the contents that need to be supplemented at one time. If the applicant obviously does not meet the conditions for repayment assistance, it will not be accepted and will be informed of the specific reasons.
Article 7 The first trial of repayment assistance. When accepting the application on the spot, the student financial assistance management institution shall carefully verify the authenticity and completeness of the application materials, return the original and photocopy of the proof materials, and scan the applicant's resident identity card and main proof materials for later use. In the preliminary examination, the student financial assistance management institution shall take measures such as household survey, neighborhood visit and information collection, investigate and verify the application reasons and supporting materials provided by the applicant, and make relevant records. On May and June of each year at 5438+00, the student financial assistance management institution will input the application for repayment assistance passed in the first instance into the provincial student financial assistance management system, upload a scanned copy of relevant materials, fill in the Summary Table of Preliminary Instance of Repayment Assistance for National Student Loans in Jiangsu Province (Annex 2), print it and affix its official seal to the provincial student financial assistance management center, and organize the original application materials into a book for future reference.
Article 8 Repayment assistance is final. The Provincial Student Financial Assistance Management Center shall timely review the application for repayment assistance, conduct on-site verification at a rate of not less than 45%, and report the final results in writing to the relevant student financial assistance management institutions. Do not agree to give assistance, should explain the specific reasons in the feedback.
Article 9 The sources of funds needed for repayment and assistance of national student loans include the incentive funds for the balance of risk compensation of national student loans in the previous year, social donation of student funds and student scholarship funds.
Tenth every June and June 165438+ 10, the provincial student financial assistance management center will focus on the national student loan subsidy compensation operation for the approved applicants, and handle the accounts with the receipt issued by the handling bank.
Eleventh student financial assistance management institutions at all levels should strengthen the publicity of the national student loan repayment subsidy policy, arrange special personnel to be responsible for the repayment subsidy work, and ensure that the policy is well-known and the job responsibilities are clear.
Twelfth repayment assistance funds to accept the supervision and inspection of the financial, auditing and supervision departments. The student financial assistance management institution shall file the application, approval and compensation materials for financial assistance completely and keep them for future reference.
Thirteenth approach by the Jiangsu Provincial Department of Education and the Jiangsu Provincial Department of Finance is responsible for the interpretation of.
Article 14 These Measures shall be implemented as of February 1 year.