Second-hand housing mortgage loan demand information:

1. Legal and valid identity documents of the borrower;

2, the borrower's economic income certificate or occupation certificate;

3. The account book of the borrower;

4. Borrowers with spouses need to provide proof of husband-wife relationship;

5. If * * * is the same as the borrower, it is required to provide a written commitment signed by all parties of the borrower to clarify the repayment responsibility;

6, the purchase of second-hand housing property certificate;

7. The house sales contract signed with the seller and the transfer account provided by the seller;

8. If the collateral needs to be assessed, a collateral assessment report issued by an assessment agency recognized by the lender;

9. The property right of the purchased house * * * A written authorization document that someone agrees to sell the house;

10. Other documents or materials required by the lender.

Mortgage loan process:

1. The applicant brings information to the management center for consultation, application and filling in the application form;

2. After approval, the Center will issue a power of attorney to the applicant;

3. After receiving the notice, the applicant will bring all the originals to the bank to sign the contract, and at the same time go through the notarization formalities at the notary office; 4. The applicant has to wait for the contract information signed by the seller;

5. The applicant holds a guaranteed loan contract (mortgage contract) and goes to Suqian Real Estate Management Office (the real estate transaction hall of the West Skirt Building of Jianshe Building) for mortgage registration;

6. The applicant holds the registered loan contract (mortgage contract) and notarial certificate to the housing provident fund service hall to receive the transfer notice, and finally holds the transfer notice to the bank for transfer procedures.