The loan interest rate published by the People's Bank of China over the years (updated to 65438+February 2, 20071) personal housing provident fund loan interest rate table (for reference only) was published less than 5 years (including 5 years). In five years, the increase percentage is 65438+65438 0997+7.658.65438 0010-65438+265438 September, 0999+4.144.59-3.538+. Commercial loan interest rate table (for reference only) Release date of commercial loan interest rate (unit annual interest rate%) Short-term loans, medium-term loans and medium-term loans will be raised by percentage points 1 year (inclusive) 1-3 years (inclusive) for 3-5 years (inclusive). More than 5 years1May 99619.7213.14.9415.121August 23, 996 9./kloc- 42-0.54/-2.16/-2.24/-2.70199710.231October 7.658.649+00.53-1 Mar 25th, 998 7.027.929.009.7265438-0.451June 9991June 5.585.855.946.036.21-0. -0.45,65438+20041October 29th, April 28th, 2006, 5.405.856.036200006+August 27th, 2006, 19 15% at present. The calculation results are as follows: (interest rate in June 2007 is 5438+interest rate in February 2 1) Preferential interest rate for commercial loans (unit%) (different policies of commercial banks) Short-term loans, medium-term loans and long-term loans are all 6 months (inclusive) 1 year (inclusive) 1-3 years (inclusive) Benchmark interest rate of the central bank for more than five years (February 2, 2007 1) 6.577.477.567.747.83 Preferential interest rate of commercial banks (calculated at 85% of the preferential price) 5.short-term loans (different policies of commercial banks) Long-term loans for six months (different policies of commercial banks) Kloc-0/-3 Preferential interest rate for commercial loans in 2007 (unit%) (different policies of commercial banks) Short-term loans, medium-term loans and long-term loans for 6 months (inclusive) 1 year (inclusive) 65438 The benchmark interest rate of the central bank over five years (August 22, 2007) 6.217.028. Medium-term loans of 5.26538 and medium-term loans of more than 6 months 1 year (inclusive) 1-3 years (inclusive) 3-5 years (inclusive) benchmark interest rate of the central bank for more than 5 years (July 2, 20071day) 6.0070.0000000000505 405.406.5406.406.407 2007) 5.856.576.756.937.20 Preferential interest rate of commercial banks (calculated at 85% of the preferential price) 4.54066.4065850585 -3 years (including) 3-5 years (including) 5.6438+5 medium-term loans and long-term loans including 6 months) 1 year (different policies of commercial banks) Central bank benchmark interest rate for more than 5 years (August 19, 2006) 5.586.126.