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Can large-sized units use provident fund loans?
Large size units depend on the specific size. In terms of area, the area available for provident fund loans is 65,438+044 square meters. Houses over 144 square meters cannot be used for provident fund loans, but houses within 144 square meters can. In addition, if it is an improved product, we should also pay attention to the floor area ratio and house price. If the floor area ratio is lower than 1 and the house price is higher than a certain standard of the surrounding houses, we can't use the provident fund loan.

What are the advantages of a large-sized house?

1, no worries

Buying a house should not only look at the present, but also combine your future planning. Property buyers can buy large units in one step, which saves a lot of trouble in changing houses. Have to admit, small huxing is not suitable for long-term living, usually as a transitional residence. Changing a house requires not only finding a suitable room and adapting to a new lifestyle, but also redecorating and decorating, which is time-consuming and laborious.

2. Comfortable environment

Small-sized houses have always been limited by area. Compared with large-sized houses, it is still not so easy to realize reasonable zoning like large-sized houses. In addition, in the planning and design of the community, large-sized units are usually placed in good positions in the community, so large-sized units can usually enjoy a quieter and more comfortable community environment.

3, fully functional and relatively independent

Usually, the functional space of large-sized apartment is complete and relatively independent, which can not only share family happiness, but also take into account personal privacy. A family of three with children is naturally convenient for the elderly or nannies to take care of nearby, and there are enough rooms for relatives and friends to stay. Large apartment has multiple bathrooms, study rooms, cloakrooms or master bedroom suites. While enjoying the warmth of the family, you can also ensure your living space.

What should I pay attention to when buying a large-sized house?

1. Pay attention to the reputation of the developer.

Bian Xiao suggested that buyers should pay attention to the reputation of developers, mainly considering the performance of contracts and the performance of product quality commitments. Many brands of real estate have developed large-scale and high-quality large-size products, which has also become a powerful guarantee for product quality and reputation.

2. Pay attention to property management

The level of property management has a great influence on our living life. The ability, quality and morality of property management companies determine the comprehensive environment and quality of residential quarters. Property management can be a favorable weight to maintain the value of real estate, which can not only improve the quality of real estate, but also ensure the quality of life of residents.

3. Pay attention to the problem of apartment type

Large-sized houses are not just large in size. If there are problems in the apartment, such as large and narrow living room, impractical cloakroom (humid environment, poor ventilation effect) and poor design of Chinese and western kitchens, it will affect the living experience of buyers. This type of apartment will not only reduce the efficiency of the house, but also greatly increase the purchase budget of buyers.

4. Pay attention to flexibility

Flexibility is particularly important when decorating. Flexibility refers to the space for some changes, adjustments and updates in the apartment structure. Sometimes a big house can't meet all personal needs. Property buyers should ask themselves a few more questions. Do you need more leisure (or work) space in the future? Are you going to have children in the next few years? Redefine the interior of the room according to these new requirements? Friends who have the above needs must observe the flexibility of the apartment when buying a large apartment.