Of course. Retirees can use social security pension loans, but banks or lending institutions have certain requirements for the age of loans, and they can apply for loans in banks within the age requirements. Hainan Rural Credit Cooperative launched a new credit product-"Social Security Loan" for social security card users within its jurisdiction. Social security loan is a pure credit unsecured personal loan product for personal consumption. The insured can apply for unsecured micro-loans through social security cards. This product can realize online automatic application, approval, lending and other processes of small loans below 654.38 million yuan, which is very convenient.