Legal analysis: 1. Foreigners with household registration outside Quanzhou must provide proof of paying social insurance or personal income tax for more than one year when buying a house in Quanzhou. Meet this condition, you can enjoy the policy of 30% down payment for the first suite and 50% down payment for the second suite like locals. 2. In terms of loans, just like local people applying for loans when buying a house, when foreigners apply for commercial loans when buying a house in Quanzhou, they can pass the examination and approval and lend money in about one month as long as they meet the above conditions and provide complete relevant information.

Legal basis: Article 63 of the People's Republic of China (PRC) Urban Real Estate Management Law is determined by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government, and the local people's governments at or above the county level are in charge of real estate management and land management by a department; A unified certificate of real estate ownership may be made and issued, and the confirmation and change of house ownership and land use right within the scope of house occupation shall be recorded in the certificate of real estate ownership respectively in accordance with the provisions of Article 61 of this Law.