After housing provident fund loans, loans can still be made, and borrowers need to meet the conditions for refinancing.

(a) loan application conditions:

1. The repayment record is good and cannot be overdue;

2. The age is 18-65 years old according to national regulations;

3. Have a stable job and income;

(2) Preparation materials:

1, ID card (second generation);

2. Household registration book and work certificate;

3. The bank's capital flow in the past six months;

4. Information and contracts of previous loans;

5. Real estate license and marriage certificate (divorce certificate is required);

6, real estate certificates and other collateral ownership documents;

7. Other information required by the bank;

8. Proof of income of the applicant and his spouse.