Hello, under normal circumstances, commercial housing as collateral, the mortgage rate does not exceed 70% of the current value of real estate appraisal; Where commercial houses are mortgaged, the mortgage rate shall not exceed 60% of the net value of real estate appraisal or 50% of the present value of appraisal.

For the information such as the execution interest rate, amount, loan term and repayment method of the loan you specifically applied for, the handling bank needs to specifically review your comprehensive information after you apply for the loan, and it can only be determined after the loan is approved, so it is temporarily impossible to determine it in advance. It is recommended that you confirm this information in detail when applying for a loan through the handling bank.

(If you have any other questions, I suggest you consult "Customer Service Online" /cmu/icslogin.aspx? from = B& amp； Logincmu=0. Thank you for your attention and support! )