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Enjoy the installment, let me add qq. Is this fraud?
This kind of behavior does involve fraud, so I suggest you don't believe it easily.

Enjoying installment itself is an online credit product, which is what we often call online lending. When applying for such online loan products, users need real-name credit information, and also need to submit their mobile phone numbers and ID numbers. At the same time, users' personal information has been leaked. It is recommended that you take good care of your personal information and beware of being deceived.

First, what is enjoyment by stages.

Enjoy installment, a kind of online loan product that provides credit services. This loan product is not formal, and no business qualification can be found online. To some extent, it is difficult for users to apply for such loans through direct application. Generally, it is transferred to a third party through formal online loan products, and this kind of loan is applied through the introduction of a third party. It is precisely for this reason that there is no way to guarantee the normal rights and interests of users by stages.

Second, I suggest you treat this kind of information with caution.

No matter what the reason, a regular loan company will never have a staff member to add your QQ privately, let alone connect you with other contact information. Because some users' personal information has been leaked, some criminals will seize the opportunity and try to defraud users of their money by this method. I suggest you check each other's identity carefully and don't believe each other's words easily.

Third, formal loan companies will not contact users in private.

As I said above, even if you encounter problems when using online loans, online lending institutions will contact users through corporate methods, and will not contact users with personal accounts. Because the online loan business involves financial services, financial services will be linked to the user's personal account. If users reveal personal accounts at will, it will directly lead to the loss of money for users. I suggest you keep the original evidence carefully and don't trust such information. If your rights and interests are violated, you should call the police in time.