You can get a loan to buy a car.

First of all, car buyers must hold a valid personal identity card and have full capacity for civil conduct. Then there is the need to provide a personal fixed address and proof. At the same time, I want to have a stable job and the ability to repay the principal and interest. Then you need to check personal credit information, and finally you need to provide personal car purchase contracts or agreements.

Procedures and conditions required for auto loan:

1. Car loan terms.

(1) The lender must be at least 18 years old and have full capacity for civil conduct.

(2) The lender needs to have a stable job and economic income.

(3) During the loan application period, the car buyer shall deposit no less than the down payment stipulated by the bank in the savings counter account of the handling bank.

(4) Need to provide a guarantee recognized by the lending institution. If the lender's account is not local, it shall provide joint and several liability guarantee.

(5) The lender may accept other conditions stipulated by the lending institution.

2. Car loan procedures.

(1) identification materials.

(2) Proof of the marital status of the borrower, such as marriage certificate, divorce certificate, single certificate, etc.

(3) local residence certificate.

(4) Guarantee certification materials.

(5) Before issuing loans, you need to provide a car purchase agreement and a down payment invoice.

Automobile loan related knowledge:

Object of loan: The borrower must be a permanent resident of the place where the loan bank is located and have full capacity for civil conduct.

Loan conditions: the borrower has a stable job, the ability to repay the principal and interest of the loan, and good credit; Can provide recognized assets as collateral or pledge, or a third person with sufficient compensatory ability as a guarantor to repay the principal and interest of the loan and bear joint liability.

Loan amount: The maximum loan amount generally does not exceed 80% of the price of the purchased car.

Loan Term: The loan term for automobile consumption is generally 1-3 years, and the longest is no more than 5 years.

Loan interest rate: uniformly stipulated by the People's Bank of China.

Repayment method: you can choose one-time repayment method of principal and interest and installment repayment method (equal principal and interest, equal capital).

The above is the relevant knowledge about car loan. If you need money to buy a car urgently, I recommend you to use the big platform.

Can I get a loan to buy a car?

Of course, you can buy a car by loan, and the discount for buying a car by loan is greater than that for buying a car in full. But there will be a loan fee for buying a car. This also varies from car to car. Some car companies will also provide it. Interest-free loan.

Can I get a loan from the bank if I buy a car?

Yes, as long as the borrower meets the requirements of bank loans, it can be handled.

1. Application conditions: To apply for a car loan, you must buy a limited range of cars from a special dealer recognized by the bank and apply for a car loan.

Two, the loan to buy a car must meet the following conditions:

(1) The car buyer must be at least 18 years old and a citizen of China with full civil capacity.

(2) Car buyers must have a relatively stable job, a relatively stable economic income or assets that can be easily realized, in order to repay the loan principal and interest on schedule. Assets that are easy to realize here generally refer to securities and gold and silver products.

Extended data

If the applicant is an enterprise or institution with legal personality, it shall meet the following conditions:

(1) has the ability to repay bank loans;

(2) During the loan application period, there is no less than the down payment for car purchase stipulated by the bank and deposited in the accounting department of the bank;

(3) Providing recognized guarantees to banks;

(4) Willing to accept other necessary conditions proposed by the bank.

The special dealer referred to in the loan refers to the automobile dealer who is selected by the branches at all levels of the bank according to the financial strength, market share, credibility and other factors of the dealer, and then reported to the head office, and signed an automobile consumption loan cooperation agreement with each branch after confirmation by the head office.