First of all, you should see clearly whether the interest rate marked on the loan contract is a percentage number or a micrometer number. The percent sign is the annual interest rate, and the micrometer sign is the monthly interest rate, which is usually marked. If it is determined as the annual interest rate, it is the interest of 85,000 yuan a year. However, it seems that a one-year enterprise loan does not repay the principal in installments, but pays interest on a monthly basis at most.