Inclusive finance's main business areas include the following three categories:

(1) Inclusive loans to small and micro enterprises and other organizations, including inclusive loans to small and micro enterprises as legal persons, inclusive loans to unincorporated organizations such as institutions, government agencies as legal persons, social organizations, residents' committees and villagers' committees, inclusive loans to individual industrial and commercial households and small and micro enterprises, and inclusive loans to other individuals;

(2) Operating loans for inclusive farmers and poor households, including family farm loans, loans for individual industrial and commercial households of inclusive farmers and small and micro enterprises of farmers, and operating loans for poor households with filing cards;

(3) Inclusive consumer loans, including campus consumer loans, student loans, farmers' consumer loans and low-income consumer loans;