The government subsidized loan means that the loan interest incurred by the lender is paid by the finance, and the lender does not pay the interest.

2. What does discount subsidy mean?

Discount subsidy, also known as financial discount, is an initiative of the government to support enterprises. That is, enterprises can apply for a certain amount of loans from banks within the scope of policies. Due bank interest is partly supported by local government finance and does not need to be repaid by enterprises.

In order to encourage enterprises to develop famous products and adopt advanced technology, the government pays all or part of the loan interest to enterprises that use bank loans for certain specific purposes.

There are two main ways of financial discount: first, the financial department directly allocates the discount funds to the beneficiary enterprises. Second, the finance will allocate the discount interest funds to the loan banks, which will provide loans to enterprises at preferential interest rates, and the beneficiary enterprises will calculate and confirm the interest expenses at the actual interest rate.

3. What is a discount loan?

The advantage of discount loan is low interest and free of miscellaneous fees. The disadvantage of discount loans is that the application process is complicated, and the application time is fixed, and the application threshold is relatively high. Discounted loans refer to special bank loans subsidized by the state or banks for specific purposes. Discounted loan is a kind of preferential loan, which can be discounted. However, the process of applying for discount loans is complicated, and it takes a lot of energy to apply. Discount loan is to encourage the construction of a certain cause or project, which can be a full subsidy or a partial subsidy. Generally speaking, the principle of who arranges and subsidizes the loan spread is implemented. The subsidized loans arranged by the state are subsidized by the central government; Discounted loans issued by the People's Bank of China are subsidized by the People's Bank of China; Specialized banks are responsible for discounting loans. In addition, if low-income families use provident fund loans to buy affordable housing, they will be given loan interest subsidies, which is equivalent to giving preferential treatment on the basis of low interest, which means that low-income families will pay less interest than before.

4. What does the government discount loan mean?

Loan.

Discounted loan means that the loan interest obtained by the borrower from a commercial bank is repaid in whole or in part by the relevant government agencies or non-governmental organizations according to the agreement.

This way is essentially a loan from the government or non-governmental organizations.