In life, credit loan has become a high-frequency word, and major banks have also launched their own credit loan business. Bank credit loans are safe and reliable, which has solved many people's financial problems. But many people said that it would be too much trouble for banks not to know how to borrow money. Today, I would like to introduce you to the process of bank credit loan.

1, apply. You need to apply for a loan from the local bank, fill out the loan application form and submit relevant personal documents.

2. Credit rating evaluation. The bank evaluates your credit rating according to the relevant information and the credit information system authorized to inquire.

3. Loan survey. The loan bank will investigate your legality, safety and profitability.

4. Loan approval. Banks should examine and approve loans in accordance with the loan management system of separation of examination and loan and grading examination and approval.

5. sign a contract. After approval, the loan bank will sign a loan contract with you.

6. Loan issuance. According to the contract, the bank will issue loans to the designated account on schedule.

7. Post-loan inspection. The bank will conduct follow-up investigation and inspection on your contract implementation and loan use.

8. Loan repayment. When the loan expires, the borrower shall repay the loan principal and interest in full and on time. If extension is needed, an application for extension should be submitted to the bank before the loan expires, and the bank will decide whether to extend it.

That's the process of bank credit loan. You got it? What needs to be reminded is that we must strictly implement the relevant agreements in the contract and don't take any chances. In case of default, we will take penalty interest.