Reverse mortgage (reverse mortgage) is a loan target for elderly residents who own houses, using real estate as collateral. There is no need to repay during the period of residence. The loan expires when the borrower dies, sells the house or permanently moves out of the house. A loan that uses the proceeds from the sale of a house to repay the loan principal, interest and various fees during the period. This kind of loan can be a one-time or monthly payment within a certain period of time, or it can be paid freely according to the needs of the borrower within a certain credit limit. The loan can be used for daily expenses, home repairs and medical care, etc., without restrictions.