According to the query of Baidu Library, bank risk management includes the following contents:
1. Credit risk management: it mainly refers to the risk of default of borrowers or investment objects faced by banks in loans, investments and other businesses. Banks need to evaluate the credit status of customers and take measures to reduce the risk of non-performing loans.
2. Market risk management: it mainly refers to the risk of price fluctuation such as interest rate, exchange rate and stock faced by banks in the financial market. Banks need to monitor market changes and take measures to reduce the impact of market risks.
3. Liquidity risk management: mainly refers to the risk of insufficient capital liquidity faced by banks in the course of operation. Banks need to maintain sufficient liquidity to deal with emergencies.
4. operational risk management: it mainly refers to risks such as human error and system failure faced by banks in the process of business operation. Banks need to establish a perfect internal control mechanism to reduce the occurrence of operational risks.
Bank risk management refers to the process that banks adopt a series of measures and methods to identify, evaluate, monitor and control risks in order to ensure their own security and stability.