Loan calculator provided by commercial banks

This kind of calculator is characterized by relying on the bank website platform and high credibility; The disadvantage is that the calculation conditions are simple, mainly theoretical calculation, regardless of reality. For example, the calculation formula of daily interest rate is generally: daily interest rate = annual interest rate/360; And the bank, there is a certain difference.

Second, the loan calculator provided by the real estate website

This kind of loan calculator is generally based on the loan calculator on the bank website, with little or no change, and its shortcomings are similar to the previous article.

Second, why does the mortgage calculator calculate less than my repayment?

If it is a loan from China Merchants Bank, it may be that the repayment calculation method you adopted is different. If you are in doubt about the repayment amount, please contact the loan handling bank for verification. Baidu cannot verify the account information.

Third, is there any good app for calculating real estate mortgage?

Universal mortgage calculator

Universal mortgage calculator is a calculator app, which can quickly and accurately calculate the amount in the mortgage, including all the items that need to be calculated in the mortgage, and can accurately calculate.

There are two payment methods for mortgage: equal principal and interest and average capital. The specific formula is as follows: equal principal and interest: [monthly interest rate of loan principal, where the symbol indicates power.

Fourth, why is the loan amount of Chain Home Loan Calculator small?

1. The repayment amount calculated by the bank is different from that calculated by the mortgage calculator because the first repayment is slightly more than the agreed repayment amount.

2. Why did you pay more than you should in the first month? It's because several days of repayment last month were included in this month's repayment, so it's more than the monthly repayment.

There are two ways to repay the first month: one is monthly repayment, and the other is to set a unified date.

4. If the loan is made after the repayment date specified in the previous month, the repayment this month will be accumulated to the next month for the first repayment, so the repayment in the first month is more.