The loan amount of Xiaomi Financial Loan APP is 100-1000000 yuan, and the mobile phone loan APP with the maximum amount of10000000 yuan is very rare, but I regret to tell you that the loan amount of1000000 yuan is generally not available. You only need a Xiaomi account or a Xiaomi loan APP account to apply. Theoretically, the longer you use Xiaomi's mobile phone, the higher the credit line you may get. Without Xiaomi mobile phone, you can only spell personal conditions.

Xiaomi Finance currently wants to increase Xiaomi's financial quota only through the following methods.

1) It is king to use Xiaomi mobile phone more;

2) Use the services recommended by Xiaomi Finance, such as millet cloud Service and Xiaomi Wallet;

3) Shopping through Xiaomi.com or Xiaomi Mall;

4) Become an active user of Xiaomi Community and MIUI Forum;

5) Use the apps that come with Xiaomi mobile phone, such as Xiaomi Life, APP Store, personalized theme, security center, reading more, etc.

6) Maintain a good personal credit record and repay on time, such as car loan, mortgage, credit card, etc.

7) Experience the face scanning function in Xiaomi Financial APP.

Loan interest rate and interest

In terms of interest calculation and repayment, the expected annualized interest rate of Xiaomi Financial Loan is 0.05% per day, and the interest is calculated on a daily basis (that is, the interest of the day is the loan balance principal multiplied by the expected annualized interest rate per day), and the repayment is made on a monthly basis in the form of equal principal and interest. Xiaomi Financial Loan currently provides three repayment schemes: six months, nine months and 12 months, and automatically gives the corresponding total repayment amount and monthly repayment amount.

For example:

If you borrow 10000 yuan from Xiaomi Finance, the monthly interest is 150 yuan, which is higher than the bank loan interest rate, but it is faster than the next period, and the application threshold is low, which is convenient, safe and reliable.

Term of Xiaomi Financial Loan (up to several months)

At present, Xiaomi financial loan supports 6 months, 9 months and 12 months. The repayment method is equal principal and interest, and the repayment date is 10 per month. As long as the small partner applies from 1 to 3 1 every month, 10 of the following month is the first repayment date, and the longest loan can be 12 months.

Bank card supported by Xiaomi financial loan

To apply for Xiaomi loan, you need to enter the bank card number, name, ID card and mobile phone number reserved when opening an account, so I suggest you know the bank card supported by Xiaomi Financial Loan in advance. At present, Xiaomi financial loans only support debit cards, and credit cards cannot be processed.

Supported banks include: China Construction Bank, China Merchants Bank, Industrial and Commercial Bank, Agricultural Bank, China Bank, China CITIC Bank, Industrial Bank, China Everbright Bank, Ping An Bank, Postal Bank, Shanghai Bank, Shanghai Pudong Development Bank and Bank of Beijing.