First, does applying for a mortgage have an impact on the drunk driving of ordinary drivers?
It is influential for ordinary drivers to apply for a mortgage under the influence of drunk driving. At present, China will establish and improve the information base of illegal acts and crimes of drunk driving, and send a copy of the information to relevant departments. In party member, employees of municipal government organs and civil servants who drink and drive will not only be disqualified from the annual assessment of employees, but also the annual assessment of their units. In addition, the Traffic Patrol Corps of the Provincial Public Security Department will also cooperate with the financial supervision department to restrict the personal credit of "drunk driving" and "drunk driving", downgrade the credit rating, and restrict consumption or housing loans. At the same time, it is planned to include the traffic violation record of drunk driving and the traffic accident record of drunk driving into the floating mechanism of motor vehicle compulsory insurance rate. Therefore, drunk driving and criminal detention may affect the loan to buy a house.
2. What are the new regulations on drunk driving and drunk driving punishment?
1, drunk driving, six-month driver's license, and a fine of more than 1000 yuan but less than 2000 yuan. Those who were previously punished for drunk driving or drunk driving again were detained for less than 10, fined more than 1000 yuan but less than 2,000 yuan, and their driver's licenses were revoked.
2, drunk driving, sober up by the public security organs. If the machine driver's license is revoked, criminal responsibility shall be investigated according to law, and the driver's license shall not be obtained again within 5 years.
3. Driving an operating vehicle after drinking will be detained 15 days, fined 5,000 yuan, and the driver's license will be revoked, and it is not allowed to re-obtain the driver's license within 5 years.
4, drunk driving operating vehicles, organized by the public security organs sober up. If the motor vehicle driver's license is revoked, criminal responsibility shall be investigated according to law, and the driver's license shall not be obtained again within 10 years. After obtaining a driver's license again, you may not drive an operating vehicle.
5, drunk or drunk driving, a major traffic accident, which constitutes a crime, shall be investigated for criminal responsibility according to law. The driver's license shall be revoked, and the driver's license shall not be obtained again for life.
3. What is the standard for checking drunk driving?
Blood alcohol content
Blood alcohol content ≥20mg/ 100ml, which belongs to drunk driving.
Blood alcohol content is greater than or equal to 80 mg/ 100 ml, which means drunk driving.
I believe many friends know this standard, but how much wine you drink will reach the standard of drinking or getting drunk. It was measured on the spot with an alcohol tester. Breathe into the tester and the alcohol content will be displayed immediately. If it meets the criteria of drunkenness or drunkenness, the parties concerned can raise objections. They can arrange blood tests to test the alcohol content in the blood, and usually the results will be obtained the next day.
To sum up, if the driver is detained or punished for drunk driving, then if he wants to borrow money to buy a house, he must have an influence on this matter. If he can get a loan, the interest on the loan will be higher. Therefore, when driving, he must ensure that it is reasonable and legal and abide by the traffic management law to protect his rights and interests.