Vehicle loans must use the original ID card as collateral. To apply for automobile mortgage, you must meet the following conditions: 1, the original ID card, household registration book or other valid residence documents, and provide their copies; 2. Proof of occupation and economic income; 4. Car purchase agreement, contract or letter of intent signed with the dealer; 4. Other documents and materials required by the Cooperation Organization; 5. If the car is mortgaged without parking, the following conditions must be met: having a stable occupation, the applicant has the ownership of the local mortgaged car and is engaged in long-term residence and work in this city. You need to show your motor vehicle registration certificate, driving license, purchase additional tax certificate (copy), car purchase invoice, insurance policy, travel tax, tax certificate of imported vehicles, and ID card (temporary residence permit provided by non-local registered customers within the validity period).

Mortgage method:

1, vehicle mortgage loan. Compared with real estate mortgage, vehicle mortgage loan involves a small amount and is easy to realize, which is a safer business model. However, there are also some problems that need attention in risk control. In addition to the disclosure and audit of the borrower's information, whether the control of the mortgaged vehicle is in place is the key to judge the risk control ability of the vehicle mortgage platform. The safer way is to pledge the vehicles into the warehouse to ensure the authenticity of the collateral and prevent more than one vehicle from arriving. On the other hand, mortgage-related documents (such as automobile sales invoices, motor vehicle registration certificates, vehicle purchase tax bills, insurance policies, spare keys, etc.). ) ensure clear property rights.

2. Real estate mortgage loan. First of all, real estate mortgage involves a large amount and a long loan period. Once it defaults, it is easy to cause big losses. Therefore, the review and certification of relevant contracts should be stricter, and the mortgage registration procedures should be improved, the property rights should be clarified, the property value and mortgage rate should be determined, and the residual value after secondary mortgage should be reasonably estimated.

3. Art mortgage loan. Art is different from vehicle mortgage. Art itself belongs to personal low-frequency assets, which has little influence on collectors and can also solve the problem of collectors' capital turnover.