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Can I use an overdue loan as a bidding agent?

It will not affect it.

Tendering agents are mainly construction project bidding agents who are entrusted by the tenderer and are specifically responsible for the bidding matters of the project.

The legal consequences arising from the legal actions performed by the bidding agent shall be borne by the agent. However, if the bidding agent has a fault or negligence, he will need to bear legal liability.