Most places can't buy a house with a provident fund loan from different places! Buying a house with a provident fund loan is a mortgage business with real estate! Moreover, provident fund lending institutions can't do off-site assessment and mortgage, so they can't handle it! If you buy a house in a different place, you can withdraw the provident fund, but it must be based on the real estate license.

In other words, you must sign a house purchase contract and apply for a real estate license before you can withdraw the provident fund from the account of your work unit. It is neither remote payment nor installment payment. At present, only a few cities in China can apply for off-site housing loans, but most cities can't. Some parts of the country have incentive policies; It can be used in different places in limited areas, such as Jiangsu, Shanghai and parts of Fujian. abstract

Can housing provident fund be used in different cities in the same province?

Most places can't buy a house with a provident fund loan from different places! Buying a house with a provident fund loan is a mortgage business with real estate! Moreover, provident fund lending institutions can't do off-site assessment and mortgage, so they can't handle it! If you buy a house in a different place, you can withdraw the provident fund, but it must be based on the real estate license.

In other words, you must sign a house purchase contract and apply for a real estate license before you can withdraw the provident fund from the account of your work unit. It is neither remote payment nor installment payment. At present, only a few cities in China can apply for off-site housing loans, but most cities can't. Some parts of the country have incentive policies; It can be used in different places in limited areas, such as Jiangsu, Shanghai and parts of Fujian. answer

2. Can the provident funds of different cities in the same province in Zhejiang be used for provident fund loans?

Yes, this situation belongs to the off-site provident fund loan. The Ministry of Housing and Urban-Rural Development clearly stipulates that off-site provident fund loans shall be handled according to the following procedures:

1. Loan City Provident Fund Center accepts the consultation of employees' loan business in different places, and informs them of the materials needed for loan review at one time.

2 employees themselves or their clients apply to the municipal provident fund deposit center, and the municipal provident fund deposit center verifies the loans paid by employees according to their applications. For employees who have not used the housing provident fund personal housing loan or whose first housing provident fund personal housing loan has been settled, they will issue certificates of deposit and use of the housing provident fund for employees who have borrowed from different places.

3. After accepting the employee's application for off-site loan, the loan city provident fund center shall verify the authenticity and completeness of the information in the Certificate of Deposit and Use of Housing Provident Fund for Employees with Off-site Loan to the deposit city provident fund center. If the verification is correct, the loan approval procedures shall be fulfilled within the prescribed time limit, and the results shall be fed back to the Municipal Provident Fund Center. Deposit to the city provident fund center to identify the situation of employees' loans in different places, and establish a detailed account of employees' loans in different places.

4. During the loan repayment period, if the individual account of the housing provident fund is transferred, the original deposit city provident fund center shall promptly inform the loan city provident fund center and transfer it to the city provident fund center. Transferred to the city provident fund center should be re-identified and recorded in a timely manner after receiving the employee housing provident fund account.

5. In loans overdue, the deposit city provident fund center should cooperate with the loan city provident fund center to carry out loan collection and other work, and the balance of the loan employee provident fund account can be deducted according to the loan contract to repay the loan.

3. Can Zhejiang Provident Fund be used in Hunan?

As long as the city that buys a house has opened a loan policy for provident fund in different places, then the provident fund can be used across provinces.

If the city where the house is purchased does not have the policy of opening off-site provident fund loans, then the provident fund cannot be used across provinces and can only be used in the city where it is deposited.

At present, the cities that have achieved loans from different places in China include Beijing, Shanghai, Guangzhou, Shenzhen, Chongqing, Tianjin, Harbin, Taiyuan, Shijiazhuang, Chengdu, Hainan, Guiyang, Xining, Hangzhou, Yinchuan, Xiamen and Fuzhou. That is, employees who have paid provident fund in other provinces and cities in China can apply for provident fund loans to buy houses in these cities.

Four, different cities in the same province to pay the provincial provident fund to buy a house, can I use the provident fund loan?

This is not good. 1. At present, children cannot withdraw their parents' provident fund when buying a house. 2. Provident funds cannot be used in different places.