Step 1: Apply. Graduates apply to the Municipal Personnel Bureau with all kinds of materials. The second step: preliminary examination. The Municipal Personnel Bureau is responsible for the pre-loan review, which will review whether the graduates meet the loan conditions and whether the loan application project belongs to the low-profit financial discount project and issue a recommendation form. At the same time, graduates who apply for small secured loans will be evaluated for their entrepreneurial ability. Step 3: Review. After examination by the county (city) Personnel Bureau, it shall be submitted to the county (city) guarantee institution for examination. Step 4: Guarantee. The guarantee institution shall examine the loan applicant's application for guarantee and the counter-guarantee measures provided. Step 5: Approval. By the handling bank in conjunction with the county (city) personnel bureau and guarantee institutions, jointly review the loan project, responsible for the final approval of the loan application. If the loan is approved after examination and approval, the handling bank shall sign a guarantee contract with the guarantee institution and a loan contract with the loan applicant. Step 6: Loans ■ College graduates (including junior college students, undergraduates and graduate students) who are engaged in self-employment are exempt from the registration fee for self-employment, the management fee for self-employment, and the cost of the demonstration text of economic contracts. Within 1 year from the date of approval of operation. In addition, if you set up an informal enterprise, you only need to register in the street of your district and county, and you can be tax-free for 3 years. ■ Self-employed college students can apply for a loan guarantee of up to 70,000 yuan from the bank and enjoy a loan discount. ■ Hebei Province has set up a special entrepreneurship education and training center for recent college graduates to provide free project risk assessment and guidance to help them better grasp market opportunities. Slow approval, slower arrival! College graduates applying for self-employment guarantee must hold the Certificate of Self-employment for College Students. Graduates who apply for the College Students' Self-employment Certificate are required to bring the following materials to the Graduation Office of the Personnel Bureau: 1. Approval form for self-employment of university graduates; 2. Original and photocopy of graduation certificate; 3. The original and photocopy of my ID card; 4. Registration card; 5. Two one-inch photos; 6. My file needs to be handed over to the graduation office of the Personnel Bureau. The personnel department shall, jointly with the education department and the Youth League Committee, conduct a preliminary examination of the basic conditions for the applicant to apply for loan guarantee and issue a certificate of self-employment. Submit the relevant application materials that have passed the preliminary examination to the guarantee institution at the same level, and the guarantee institution will review the guarantee application. After the guarantee institution promises to guarantee, the education department will submit the relevant information of the applicant to the commercial bank with loan guarantee cooperation relationship for loan review. After the commercial bank approves the loan, it will sign a guarantee contract with the guarantee institution, sign a loan agreement with the loan applicant, issue the loan in time, and indicate on the applicant's self-employment certificate that the secured loan has been handled.
Second, about the entrepreneurial loans for college students in Hebei Province
Step 1: Apply. Done. The second step: preliminary examination. The Municipal Personnel Bureau is responsible for the pre-loan audit, whether the graduates meet the loan conditions and whether the loan application items belong to the recommendation form for micro-credit, and at the same time, evaluate the entrepreneurial ability. Step 3: Review. After the county (city) Personnel Bureau reviews, it shall be reported to the districts and counties. Step 4: Guarantee. The guarantee institution shall examine the loan applicant's application for guarantee and the counter-guarantee measures provided. Step 5: Approval. City) personnel bureau and guarantee institutions, jointly review the loan project, responsible for the final approval of the loan application. After approval, the handling bank will sign a guarantee contract with the guarantee institution. At the same time, the sixth step: loan ■ University graduates (including those who specialize in self-employment in universities) will be exempted from paying self-employment registration fees, self-employment management fees, and economic contract demonstration text fees. Within 1 year from the date of approval of operation. In addition, if an informal enterprise is established, it only needs to go to the district and county where it is located for tax exemption for 3 years. ■ Self-employed college students can apply for a loan guarantee of up to 70,000 yuan from the bank and enjoy a loan discount. ■ Hebei Province has set up a risk assessment guidance center for entrepreneurship education and training for recent college graduates to help college students better grasp market opportunities. Slow approval, slower arrival! Students who apply for self-employment must hold the Certificate of Self-employment for College Students and bring the following materials to the graduation office of the Personnel Bureau: 1. Approval form for graduation of colleges and universities; 2. Original graduation certificate, original ID card and photocopy; 4. Registration card; 5. Two one-inch photos; 6. My file needs to be handed over to the graduation office of the Personnel Bureau. The personnel department shall, in conjunction with the education department and the delegation, conduct a preliminary examination and issue it, and review the application for fund guarantee passed in the preliminary examination. After the guarantee institution promises to guarantee, the education department will submit the relevant information of the applicant to the commercial bank of the department for loan review. After the commercial bank approves the loan, it will sign a guarantee contract with the guarantee institution, sign a loan agreement with the loan applicant, issue the loan in time, and indicate on the applicant's self-employment certificate that the secured loan has been handled.
Third, the maximum amount of college students' entrepreneurial loans in Hebei Province can reach 6.5438+0 million yuan.
The maximum amount of college students' entrepreneurial loans in Hebei Province can reach 6.5438+0 million yuan.
The Hebei Provincial Committee of the Communist Youth League and the Provincial Development Bank jointly issued the Notice on Implementing the Youth Project in Hebei. It is reported that the single amount per person is generally within 6,543,800 yuan, and the highest is 6,543,800 yuan; The loan amount of small and medium-sized enterprises founded by young people is generally below 5 million yuan, with a maximum of 30 million yuan. The loan period shall not exceed 3 years.
Fourth, 202 1 Hebei disabled entrepreneurship subsidy?
Subsidize 400 yuan every month. According to the regulations of Hebei provincial government, entrepreneurs with disabilities can apply for exemption from business tax and industrial and commercial tax, and they can also apply for interest-free loans for disabled entrepreneurs. They can also enjoy the monthly 400 yuan entrepreneurship allowance given by the state, which is a preferential policy for the state to protect their basic livelihood and encourage them to use their expertise to start businesses.