When applying for a mortgage in Shanghai Pudong Development Bank, the loan interest rate will be adjusted according to the local actual situation, which is generally 1. 1 times the benchmark interest rate. At present, the People's Bank of China has announced the benchmark annual interest rate for loans: 1-5 years, 4.75% for more than 5 years, 2.75% for provident fund loans for less than 5 years and 3.25% for more than 5 years.

At present, the People's Bank of China has announced the benchmark annual interest rate of loans: 1 year or less (including 1 year), with an annual interest rate of 4.35%; 1-5 years (including 5 years) with an annual interest rate of 4.75%; 5-30 years (including 30 years), annual interest rate for more than 5 years: 4.90%.

The benchmark interest rate of housing provident fund loan is 1, the loan term is one to five years (including five years), and the annual interest rate is 2.75%; 2. If the loan term is more than five years, the annual interest rate is 3.25%.

Since 20 15, 15124 October, the central bank has cut interest rates by 0.25 percentage points and RRR by 0.5 percentage points. The central bank also announced that it would liberalize the floating ceiling of deposit interest rates.

When applying for a mortgage in Shanghai Pudong Development Bank, the loan interest rate will be adjusted according to the local actual situation, which is generally 1. 1 times the benchmark interest rate. Because there are differences in different regions, the actual mortgage interest rate of Shanghai Pudong Development Bank shall prevail.