Legal analysis: have the right to freeze. Commercial loans are divided into commodity circulation loan households, temporary loan households, major repair loan households, and agricultural and sideline products pre-purchase margin loan households. Agricultural loans are divided into agricultural production cost loans and professional loans.

Legal basis: Article 100 of the Civil Procedure Law of People's Republic of China (PRC), when the judgment may be difficult to execute or cause other damage to the parties, the people's court may, upon the application of the other party, order the property to be preserved, order it to do certain acts or prohibit it from doing certain acts. If the parties do not apply, the people's court may also order the adoption of preservation measures when necessary. Article 103 Property preservation shall be sealed up, detained, frozen or other methods prescribed by law. After the people's court has preserved the property, it shall immediately notify the person whose property has been preserved. Property that has been sealed up or frozen shall not be sealed up or frozen again.