2. The interest rate for one year to five years (including five years) is 4.75%.

For more than five years, the interest rate has been 4.90%.

The interest rate range stipulated by the state: the annual interest rate agreed by both borrowers and lenders is less than 24%, which is protected by law. The annual interest rate agreed between the borrower and the borrower exceeds 24% and does not exceed 36%, which is not protected by law and belongs to natural debt. The annual interest rate agreed between the borrower and the borrower exceeds 36%, which is not protected by law, and the excess interest is invalid.

202 1 what is the loan interest rate of the six major banks?

1, Industrial and Commercial Bank of China

202 1, and the interest rate of ICBC's short-term loans (within 6 months and within 6 months) is 4.35%; The loan interest rate for half a year to one year (including one year) is 4.35%. The loan interest rate for one year to three years (including three years) is 4.75%, and the loan interest rate for more than five years is 4.9%. If it is a provident fund loan, the loan interest rate for less than five years (including five years) is 2.75%; The loan interest rate for more than five years is 3.25%.

2. Agricultural Bank of China

202 1, the short-term loan interest rate of China Agricultural Bank (within six months and within six months) is 4.35%; The loan interest rate for one year to five years (including five years) is 4.75%, and the loan interest rate for more than five years is 4.9%. The loan interest rate of individual housing provident fund for five years and below is 2.75%, and the loan interest rate for five years and above is 3.25%.

3. China People's Bank

202 1 The loan interest rate of Chinese banks is 4.35% for one year (including one year), 4.75% for one to five years (including five years) and 4.9% for five years and above. The loan interest rate of individual housing provident fund for five years and below is 2.75%, and the loan interest rate for five years and above is 3.25%.

4. Bank of Communications

202 1, the loan interest rate of Bank of Communications is 4.35% for one year (including one year), 4.75% for one to five years (including five years) and 4.9% for more than five years.

5. China Construction Bank

202 1, the short-term loan interest rate of China Construction Bank (including 6 months) is 4.35%; The loan interest rate for one year to five years (including five years) is 4.75%, and the loan interest rate for more than five years is 4.9%.

6. Postal Savings Bank

202 1, the loan interest rate of Postal Savings Bank (within six months) is 4.35%; The loan interest rate for one year to five years (including five years) is 4.75%, and the loan interest rate for more than five years is 4.9%.