Life is nothing more than having a car and a house, and then living a comfortable life. Because of the housing policy, many people are not qualified to buy a house, so they decided to buy a car first. Too many young people can only pay a down payment when buying a car, and the rest of the money needs a loan. China Merchants Bank has launched a personal car loan, and there is no need to pay any guarantee fee and performance guarantee insurance fee. The procedures are convenient and quick, and the interest rate is low, which can satisfy the dream of young people to buy a car. How does China Merchants Bank apply for a personal car loan?

What is the application process of China Merchants Bank's personal car loan?

China Merchants Bank's personal car loan process only needs three steps: submitting an application, bank approval, and lending money to pick up the car.

Application materials for personal automobile loan of China Merchants Bank

① Valid ID card or marriage certificate

(2) proof of address or documents of water, electricity, gas, telephone and property management fees.

(3) Proof of income: proof of salary, bank account and social security record.

③ Proof of use: car purchase contract and invoice receipt.

The above is the information that China Merchants Bank needs for personal car loan. For individuals, it is ok to consider buying a car when the economy can meet their current situation. If the economic situation does not allow it, there is no need to consider it, just from my personal point of view.