I looked it up online. This good installment loan platform is not very large, but it is also formal. If you owe someone 4000 yuan, and the money left in the first installment, then others will definitely levy you. But in general, it won't do anything to you. After all, 4000 yuan is not very big for the platform, and I may call you often in the early stage. But if you don't pay it back all the time, it may affect your credit information, so I will discuss with you today what impact this will have.

First, what will the previous platform do to you?

As we all know, these platforms hope to carry out telephone bombing in order to collect debts, so if you don't pay them back in the first two weeks, the customer service will communicate with you in good faith at first, hoping that you can pay off the debts. If you don't, they will transfer you to a special collection team and let them keep harassing you by phone.

Second, what should you do if they do this?

In fact, the two methods I mentioned above are their methods, and they can't sue you alone. After all, 4000 yuan is still a civil dispute. Although civil disputes can be prosecuted, it is too uneconomical for the platform to do so, even at a loss. Under normal circumstances, they will not choose to sue you, and at most they will send you a lawyer's letter warning.

Third, if you do this, does it mean that you have no responsibility?

I still have to advise you here. Since you owe money to others, you should be responsible. Doesn't mean you're not responsible for not answering other people's calls. Although you didn't answer other people's calls in the early stage, they will contact your emergency contact person in the later stage. As long as it is legal, it will be protected by law. If he initiates a class action lawsuit against many debtors in your area within a period of time, you will also be prosecuted.